Hi, I'm Patricia Howard Osmond. I've spent more than 35 years working in the financial services industry with the past 15 years spent giving quality financial advice to clients on the Mornington Peninsula.
I help clients plan for their retirement so they make the most of their financial situation as well as help clients already in retirement, maximise their income without incurring additional risk.
I own my own financial planning practice and have my own licence. This means I am not tied to any large financial institution or bank.
I'm certain I can help you. In fact, think of me as your best friend in retirement.
How I Can
While I can provide general financial planning advice,
I mainly help clients in three areas.
1. Arranging their finances in order to make the most of their financial situation through retirement.
2. Reviewing their investments once they are in retirement to ensure they are maximising their income.
3. Replacing costly and time consuming self-managed superannuation funds, with a simpler and more cost effective alternative.